The specific steps for changing a specific habit differ from person to person and habit to habit, but the steps - the formula - is essentially the same, and once you learn it, you can do amazing things.
Many environmental advocates argue that agricultural pollution will be reduced only through stronger federal laws.
Even if consumer confidence hit rock bottom, that most likely would not be enough, by itself, to cause a depression.
Older Americans are perfect telemarketing customers, analysts say, because they are often at home, rely on delivery services, and are lonely for the companionship that telephone callers provide.
Between calculated risk and reckless decision-making lies the dividing line between profit and loss.
Research suggests that investment bankers are more prone to commit fraud when they feel the competitor at their heels.
General Atomics, the progenitor of General Atomics Aeronautical Systems, started life in 1955 when a major military contractor, General Dynamics, feared that the military hardware market might dry up. It began exploring peacetime uses of atomic energy, but abandoned the effort when cold-war military spending took off.
When marketers influence habits, they influence peoples' self-identity. And so when a group or company does something that doesn't correspond to our core values, it feels like a betrayal.
Bromates are regulated by the Safe Drinking Water Act, but officials are required to test for them only when water leaves a treatment plant.
It's an open secret that if a debtor is willing to wait long enough, he can probably get away with paying almost nothing, as long as he doesn't mind hurting his credit score.
For most of Wall Street's history, stock trading was fairly straightforward: buyers and sellers gathered on exchange floors and dickered until they struck a deal.
As America becomes an older nation, it is also, by some measures, becoming sicker.
For years, many public health campaigns that aimed at changing habits have been failures.
We know there are certain chemicals that are designed to give us a rush of pleasure. But, one of the most amazing things about being human is our capacity to override that pleasure. To either say, 'I don't need that pleasure right now. I'm going to ignore the craving.' Or to find something else that we find a deeper sense of reward from.
Technology giants have taken advantage of tax codes written for an industrial age.
Between 1857 and 1929, while regulators largely stood idle, the American economy swung through 19 national boom-and-bust gyrations that sometimes threatened to wipe out whole industries within months.
Older consumers don't want to be treated like teenagers; what's more, they don't want to believe they fall into any niche at all.
Since cowardice must occur at a time and place where an enemy either has already appeared or may yet turn up, servicemen in peacetime - and ordinary civilians - can breathe a sigh of relief. If you are yellow-bellied back home, you're not technically a coward.
Like solo sailors venturing into the Southern Ocean, climbers are seduced by risk. The desire to push to a summit or scale a rock face is so strong that they consciously or subconsciously minimize safety precautions drilled into their brains.
Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.
The waste from power plants is essentially what is left over when you burn coal. And as we all know, coal is a relatively dirty mineral.
Most shoppers don't buy everything they need at one store.
You're much better off creating positive rewards, complimenting people for acting correctly, rather than punishing them when they act incorrectly.
In 1980, a woman promised her dying sister to change how Americans thought about breast cancer. Thirty years later, the result - the Susan G. Komen for the Cure Foundation - is one of the nation's largest non-profits, and one of the most successful triumphs in public health marketing and changing health habits.
Drinking water that does not meet a federal health guideline will not necessarily make someone ill. Many contaminants are hazardous only if consumed for years. And some researchers argue that even toxic chemicals, when consumed at extremely low doses over long periods, pose few risks.
In the past, NASDAQ has defended flash orders.
Medicare's top officials said in 2006 that they had reduced the number of fraudulent and improper claims paid by the agency, keeping billions of dollars out of the hands of people trying to game the system.
Patents are being used to wage war in the digital world, and as a result, patents have become a toll gate on the road of innovation.
If Freddie Mac is unable to raise capital, it could spark a political and financial crisis.
I am going to pick on 'Huffington Post.' A lot of its content is great. They are doing a lot of original content now, but historically, a lot of what they did was aggregation. Newspapers don't want to become that, and yet 'Huffington Post' is incredibly popular. It's incredibly successful.
Cash from a reverse mortgage can be paid out in several ways, including a lump sum, a monthly payment, a line of credit, or a combination of those. If you do not need money right away, it is usually a bad idea to take all the money upfront, since it starts accumulating interest charges immediately.
Merrill Lynch is this hugely prestigious brand.
Credit default swap is basically just an agreement that I have with you, where I sell you insurance on some bond you own. If the bond goes belly up, I promise to pay you. And as long as the bond doesn't go belly up, you pay me for selling you insurance.
It is almost always a bad idea to use a reverse mortgage to pay for a vacation or to buy a risky investment, like stocks or deferred annuities.
Even though it's hard to learn how to back your car out the driveway at first, once it becomes a habit, you can do it almost automatically and think about something else, like the meeting that you need to go to today or what's on the radio.
Calling out people for not voting, what experts term 'public shaming,' can prod someone to cast a ballot.