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For investors who do want to speculate in high-yield bonds, one alternative may be a junk bond mutual fund, which can offer investors the relative safety of diversification.
Modern society places an emphasis on individual responsibility, whereas Islam places an emphasis on collective responsibility and the family.
Few things can help an individual more than to place responsibility on him, and to let him know that you trust him.
Mutual funds give people the sense that they're investing with the big boys and that they're really not at a disadvantage entering the stock market.
As a jazz musician, you have individual power to create the sound. You also have a responsibility to function in the context of other people who have that power also.
Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.
A day spent praising the earth and lamenting man's pollutionist history makes you feel like a superior, sensitive soul.
I think you'll do as well as most professionals. Most professionals don't beat the market. Let's not over-rate my industry. But if you have time, you can be in good mutual funds that have good records.
The most important thought that ever occupied my mind is that of my individual responsibility to God.