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Refinancing doesn't reduce your debt, it just restructures it, so be clear about what you want to achieve with a refi.
Abuse yourself all you want - just leave animals out of it. Don't wear fur.
Be able to delegate, because there are some things that you just can't do by yourself.
You can't allow people freedom and then change your mind when the things don't go your way.
That's all you do in life: you find your perch, and if it suits you, just carry on. There's nothing Graham Greene about it.
If you have a dream, just lie about it. Lie your way unto your dreams.
The real heart of comedy is uncovering a truth about yourself or about the world that you didn't see.
When you want a thing done, 'Don't do it yourself' is a good motto for Scoutmasters.
Don't talk about yourself; it will be done when you leave.