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You stick a credit card in a machine, and you pay $3 or whatever it is to get cash - your own money.
If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.
You want 21 percent risk free? Pay off your credit cards.
I love, love, love that you want to use your debit card. But to keep your credit score solid, you still need to keep a few credit cards and use them at least once every few months.
A check or credit card, a Gucci bag strap, anything of value will do. Give as you live.
You're on your own in college, but you get sheltered a little bit more with the coaching staff and everything.
You get to a certain point in your life where you get closer to the end of your life than the beginning, and it colors your life, in a way.
I never use debit cards. I only use credit cards. This way, if someone does get my account number... and charges $1 million, by federal law, my liability is zero.
Procrastination is like a credit card: it's a lot of fun until you get the bill.