Zitat des Tages über Pensionierung / Retirement:
If a woman did not work and have the opportunity to save and invest on her own throughout her lifetime, she is often totally reliant on her family and Social Security for her retirement years.
Of course, I'm sour that if (retirement) happens, I didn't get to quit on my own terms.
Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.
At their core, Americans all want the same basic things: a quality education for their children, a good job so they can provide for their families, healthcare and affordable prescription drugs, security during retirement, a strongly equipped military and national security.
I can enjoy a vacation as well as the next person, as long as I know it's a vacation and not a premature retirement.
For these reasons, women tend to rely more heavily on Social Security in their retirement than do men.
While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.
What we should be trying to do is to encourage people to establish private retirement accounts and help them take pressure off the Social Security system.
In order to fix Social Security, we must restructure it so that we continue to provide for our Nation's seniors that are approaching retirement age, but allow for younger taxpayers to invest a portion of their Social Security taxes in private accounts.
Retirement may be looked upon either as a prolonged holiday or as a rejection, a being thrown on to the scrap-heap.
Right now, too many women who reach retirement age find themselves widowed or single, relying on their Social Security check for over half of their income.
It was the labor movement that helped secure so much of what we take for granted today. The 40-hour work week, the minimum wage, family leave, health insurance, Social Security, Medicare, retirement plans. The cornerstones of the middle-class security all bear the union label.
Younger workers should have more freedom to build their retirement nest egg.
However, the Administration's plan to privatize Social Security will undermine retirement security for all Americans by cutting guaranteed benefits by more than 40 percent, and risky private accounts won't make up for the loss of benefits for millions of Americans.
Our country also hungers for leadership to ensure the long-term survival of our Social Security system. With 70 million baby boomers in this country on the verge of retirement, we need to take action to shore up the system.
I have a huge passion for animals and while retirement is a long way off, when I do I would love to do something with animals.
We really haven't had very much experience with people funding their retirement out of the stock market, and we don't know, frankly, how it would work under every scenario.
In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'
A lot of the money in the stock market is really our national retirement plan, for better or worse.
We have a rare and perhaps small window of opportunity to set partisan differences aside, and attempt to achieve what many in recent years have felt was unreachable - greater retirement security for ourselves and our children.
Maybe forced retirement isn't necessary after all.
It's amazing, it doesn't feel like it has been 10 years since retirement.
The retirement system that is in place for members of Congress and other federal workers features what is known as the Federal Employment Retirement Plan.
Use visual cues to prompt yourself to put away more. A photograph of the beach house where you and your husband can envision spending your retirement will remind you to bump up the contribution to your 401(k); a snapshot of your child in a college sweatshirt can encourage you to put more into a 529 college savings plan.
Instead of saving for someone else's college education, I'm currently saving for a luxury retirement community replete with golf carts and handsome young male nurses who love butterscotch.
There are two things that you need to save for. First, you need an emergency cushion of no fewer than six months of living expenses. This needs to be cash in a liquid account where you can get at it in - yes - an emergency if you need it. In other words, money markets, not CDs. You also need to save for your future: that means retirement.
Increased awareness and education could be a great help toward improving spending and saving habits and increasing participation and contribution levels to retirement plans.
I'm dubious about having Social Security put into the stock market. I think that we have gotten very far away from the idea that there's something sacrosanct about retirement investments.
There are some who start their retirement long before they stop working.
We must ensure that every worker has healthcare and is able to save for their retirement. We must ensure that our workers have safe and health working conditions.
I think if we are actually going to accept our generation's responsibility, that's going to mean that we give our children no less retirement security than we inherited from our parents.
I keep active because I have not announced my retirement, because that is something that takes time and you have to plan it. Plus, it is something that the Dominican people expected.
My instruction to my parents is that I would rather they enjoy their retirement than leave me anything when they go. I am much happier watching them enjoying life.
If you start thinking about retirement in six months' time, you're already there.
I'm not in retirement. I just don't want to work so much, and I don't get that many offers any more.
Those who believe that after I have left the government as prime minister, I will go into a permanent retirement, really should have their heads examined.