Suze Orman Zitate auf Englisch

Zitat des Tages von Suze Orman:

The less you have to think about how to spend every dollar, the more likely you are to spend wisely.

If you make any trades during the year, keep a record of each transaction for at least three years.

Suze Orman

We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.

Suze Orman

Money you won't need to use for at least seven years is money for investing. The goal here is to have your account grow over time to help you finance a distant goal, such as building a retirement fund. Since your goal is in the future, money for investing belongs in stocks.

Suze Orman

The less you have to think about how to spend every dollar, the more likely you are to spend wisely.

Suze Orman

In January we start saving money, getting out of credit card debt, funding our retirement accounts, and we're doing wonderful. Then, every single year like clockwork, starting in November, all of you fall into this trap that says, 'I have to buy this gift... I can't show up at this party and not have something for everybody.'

Suze Orman

It wasn't until I stood in my truth and told everybody that I had $250,000 in credit card debt. At that point, everything turned around for me. I had to reveal the truth about what I didn't have, more than pretend about what I did. That was interesting.

Suze Orman

Understand and accept the cycles of money. The setbacks you may have today or next year will not keep you from financial freedom. If you hold on to your goals and dreams, you will get there.

Suze Orman

The middle class has disappeared. We have a highway to poverty and no roads coming out.

Suze Orman

People first, then money, then things.

Suze Orman

Once your kids are grown and you know that you're completely healthy, consider canceling your life insurance policy.

Suze Orman

I simply want you to give to yourself as much as you give of yourself. By taking care of yourself financially, you will truly be able to take care of those you love.

Suze Orman

Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn't as hard as you might think.

Suze Orman

They got married, they got divorced, and half their money goes out the window.

Suze Orman

Recast your current problems into proactive goals.

Suze Orman

I'm a big advocate of a work-for-pay setup rather than an allowance that isn't attached to chores - it's a great way to impart the value of money to your children.

Suze Orman

The new American dream is one of responsibility. What is the bottom-line number that you're going to be able to pay back toward a student loan responsibly if you're doing it yourself after you have a job? That dictates the amount of money you can borrow. That dictates the school you can go to, if you can even go to a four-year college at all.

Suze Orman

Prenups are so unromantic - a sign of distrust, not love. Time for a reality check, my friends. First, drawing up a prenuptial agreement together is a sign of incredible trust and financial openness - you're fooling yourself if you think you can achieve complete intimacy without it.

Suze Orman

I have always advocated doing everything possible to pay off credit card balances; it's good financial management and the ticket to a strong FICO credit score.

Suze Orman

Who would you want to be giving you advice? Somebody who doesn't have any money?

Suze Orman

I do not think I am successful just because I have money. I'm successful because I love who I am and I have no regrets, and I'm successful because I have a great heart and I have compassion and I care and I would be happy with or without money.

Suze Orman

People have got to learn: if they don't have cookies in the cookie jar, they can't eat cookies.

Suze Orman

Owning a home is a keystone of wealth - both financial affluence and emotional security.

Suze Orman

It's fine to seek professional help, but I urge everyone - no matter how big their portfolio - to truly understand every suggestion they're given before acting.

Suze Orman

If you're going to live in the house make it your goal to just pay off your mortgage.

Suze Orman

Those carrying a credit card balance should scale back to making the minimum payment each month so they have more money to put into savings.

Suze Orman

If the only way you can build an emergency fund is to pay the minimum due on your credit card, that is what you need to do.

Suze Orman

If you're going down the street and you're going the wrong way, remember - God permits U-turns.

Suze Orman

When you lose something in your life, stop thinking it's a loss for you... it is a gift you have been given so you can get on the right path to where you are meant to go, not to where you think you should have gone.

Suze Orman

No one's ever achieved financial fitness with a January resolution that's abandoned by February.

Suze Orman

Give to yourself as much as you give of yourself! This means you have to put yourself first.

Suze Orman

Private student loans should be avoided at all costs.

Suze Orman

I generally encourage people to make good on debts when they have enough money to repay them. But once a delinquency has been reported to a collection agency, paying it off won't help your FICO score. The damage has already been done, and the blemish will remain on your credit report for seven years.

Suze Orman

What I've learned is that the audience is constantly rotating. Just because it feels like I've said it, there are millions and millions of people that have still never heard of it.

Suze Orman

If you have debt I'm willing to bet that general clutter is a problem for you too.

Suze Orman

Money you know you need or want to spend in the next few years is savings. Money you keep handy for an emergency belongs in savings. Money you hope to use soon for a down payment on a house belongs in savings. And all savings belong in a low-risk bank savings account or money market account.

Suze Orman

The advantage of online banking is that you can pay bills superfast, and your account is automatically credited or debited for each deposit and payment, making it easier to stay on track.

Suze Orman