Zitat des Tages über Ersparnisse / Savings:
While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.
Don't hold against me that I don't own - that I don't own a single stock or bond. Don't hold it - I have no savings accounts.
If you take a look at Medicare, there are things we could do, not just tort reform but truly reform the whole reimbursement system which will help in terms of reducing costs and creating the right kind of incentives for savings.
By requiring that any surplus in Social Security taxes be returned to the American people in personal savings accounts, the plan ensures that Social Security taxes will be used for Social Security.
Republican-led reforms would help Americans purchase their own coverage through the use of tax credits and expanded health savings accounts so that they can get a plan that works for them, not a one-size-fits-all plan forced on them by the government.
I have committed my life to helping the poor, and I believe that if more companies followed Wal-Mart's lead in providing opportunity and savings to those who need it most, more Americans battling poverty would realize the American dream.
Use visual cues to prompt yourself to put away more. A photograph of the beach house where you and your husband can envision spending your retirement will remind you to bump up the contribution to your 401(k); a snapshot of your child in a college sweatshirt can encourage you to put more into a 529 college savings plan.
We need to end permanently the tax that punishes American values of savings and investment and of building small businesses and family farms and ranches.
What do you think, that a dollar in a savings account is freedom? Maybe you have understood nothing I have said.
At the beginning of the cask and the end take thy fill but be saving in the middle; for at the bottom the savings comes too late.
Italians have always had a high savings rate. They love putting their money into their own government bonds - even more than in houses, stocks and gold. The higher rates climb, the happier they are to invest. So if austerity plans drive rates up, it's music to Italian ears.
With our national savings rate well below one-percent, it is imperative that the government embrace innovative and cost-effective means of boosting personal savings.
Instead of traveling on a weekend, begin your trip on a Tuesday or Wednesday, which are often the cheapest days to fly. Being flexible with timing can help with savings.
We can't get to the $4 trillion in savings that we need by just cutting the 12 percent of the budget that pays for things like medical research and education funding and food inspectors and the weather service. And we can't just do it by making seniors pay more for Medicare.
Youth should be a savings bank.
In economic panics throughout history, the wiping out of the savings accounts of lower earners and the middle class has often led to social revolution, sometimes violent upheavals.
The bottom line is, what are we doing to Obamacare? We eviscerate the law in our bill, and then we do things like expanding health savings accounts, which give families real flexibility. We reform Medicaid.
If achieving the Hong Kong dream becomes a vanishing hope, then our society will suffer. What would the Hong Kong dream be? It's no different from the American dream, whereby an everyday man on the street who works hard would be able to make good savings and use those savings as equity for their future small business.
Wealth can only be accumulated by the earnings of industry and the savings of frugality.
It's almost embarrassing how much support I have. I mean, I always tell people I feel like I'm perfectly set up to have cancer. I have great health insurance, I have a savings account. I have work lined up. I have friends and family. I have the best doctors I can get.
Sam Walton's values are: treat the customer right, take care of your people, be honest in your dealings, pass savings along to the customer, keep things simple, think small, control costs and continuously improve operations.
Enrolling in the Medicare Prescription Drug Program will be a great savings for most senior citizens.
Don't forget it's daylight savings time. You spring forward, then you fall back. It's like Robert Downey Jr. getting out of bed.
Even if the whole earth and sea were turned to gold, they could hardly satisfy the avarice of a woman... You can more easily scratch a diamond with your fingernail than you can by any human ingenuity get a woman to consent to giving any of her savings.
A system of capitalism presumes sound money, not fiat money manipulated by a central bank. Capitalism cherishes voluntary contracts and interest rates that are determined by savings, not credit creation by a central bank.
If we as a society are willing to have a preference for organic food, the farmer can pass on the savings.
The major economic policy challenges facing the nation today - pick your favorites among the usual suspects of low public and household savings, concerns about educational quality and achievement, high and rising income inequality, the large imbalances between our social insurance commitments and resources - are not about monetary policy.
Trade balances are determined by national savings propensities, not exchange rates.
What the F.D.I.C. does is to put the full faith and credit of the United States government behind every savings account in the nation, up to a limit that has changed over the years and stands now at $100,000.
I'm 36, but I still feel like a punk kid with $200 in my savings account.
Inflation is the crabgrass in your savings.
It's disrespectful to tell the French in the morning that you're going to reduce the debt, in the evening that you're not going to make any savings, and the next morning, after thinking about it, that you're going to spend more.
The median startup is a business that's capitalized with about $25,000. The financing of that business comes from the entrepreneur's savings. The business is a retail or personal service business, a hair salon or a clothing store, that kind of thing.
Don't get me wrong - I don't want to be mean to the scammers. There are lots of people online who do that. I'm content merely having fun inventing, and I figure any time they're spending with me is time in which they're not scamming vulnerable adults out of their savings.
What we have to be careful is that if we drop interest rates where the rate of interest is lower than inflation, then savers will not put money in financial savings and move it to gold and real estate, which is bad for India.
If it took multiple debt ceiling hikes, I'd rather achieve the savings.