A black entrepreneur has to be equally if not more prepared than a white to get his fair share of loan money.
Students can spend their money better than government can. It should not require a federal loan and decades of debt for students to get a college degree. Price limits access - plain and simple.
Privacy is a vast subject. Also, remember that privacy and convenience is always a trade-off. When you open a bank account and want to borrow some money, and you want to get a very cheap loan, you'll share all details of your assets because you want them to give you a low interest rate.
We were the first bank to start a loan modification at IndyMac and had a very good record of working with the regulators.
It's a very big world with some very big characters. And, boy, do you have to be able to stand up for yourself when you walk into a working men's club and negotiate a loan.
My mother was keen that I complete my graduation and never ever wanted me to be in the movies, as my father had made five films that lost money. One of the films he made was 'Agneepath,' which was hugely hyped but underwhelming at the box office, and I remember that my dad had to sell my grandmother's flat to pay off the loan.
For many, the loan modification process has been a giant sham.
The man who won't loan money isn't going to have many friends - or need them.
Yes, Americans can still get credit for cars and trucks and refrigerators, and those businesses are doing well. But just try to get a home loan now.
My mom enlisted in the U.S. Navy in World War II, and my parents actually bought our home thanks to the loan she got through the GI Bill.
Let your children be as so many flowers, borrowed from God. If the flowers die or wither, thank God for a summer loan of them.
Microfinance does not require previous experience or loans to the same extent as a small-business loan, so it's easier for women to enter the micro sector.
You loan your friend money. You see them again, they don't say nothin' 'bout the money. 'Hi, how ya doin'? How's ya mama doing?' Man, how's my money doin'?
Every time the U.S. government makes a low-cost loan to someone, it's investing in them.
You hope your buddies will win so you don't have to loan them any money.
I mean, Dodd-Frank is strangling small community banks. It doesn't make any difference what the interest rate is. They're not - they're not going to loan the money because they can't make any money for one thing plus the cost of compliance.
High school seniors should receive help in how to think about a student loan and how to make sure that the education bought with the loan offers good prospects for repayment.
Let's get one thing straight: No one wants Stafford loan interest rates to increase.
Student loan debt is the reason I don't advise students who want to become entrepreneurs to apply to elite, expensive colleges. They can be as successful if they go to a relatively inexpensive public college.
You can't convince someone else - whether it's a potential employer, a loan officer at the car dealership, or someone you've been crushing on - that you're amazing and terrific if you don't actually think you are.
Families rely on financial services more than ever, but those who need them most - who struggle to make ends meet - too often must contend with sky-high interest rates and tricks and traps buried in the fine print of their loan products.
Once upon a time, if you were going to get a loan from me, I would have had to look at your file, and I would have to make a decision about whether youre going to get a loan. Maybe we would meet and talk about it. There would be some level of human involvement and human interaction. Now, a lot of this is determined by an algorithm.
We have to look at loan forgiveness to incentivise young people to pursue degrees in areas where we know we need help.
Microfinance initiatives are very high-touch models. The loan officer meets with local groups of borrowers every week, they share tips and techniques. There's a lot of training and learning that goes on, which adds to the cost of the model.
The most troubling loan we had was actually to the 'Octomom'. That was a terrible situation, and we worked very, very hard to move her to another home that they could afford.
The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.
The FHA literally drew up the redlining map and then basically distributed - I'm sorry, the Home Owners' Loan Corporation actually did it, and then distributed to banks who used that as policy to determine how they would lend and who they would lend to. The racism in the system was pervasive and total.
I was an entrepreneur myself and often say that I'm on loan to public service.
Even if you feel like your debt is just never going to go away, think long and hard before declaring bankruptcy. Declaring bankruptcy means that getting a loan for anything will be next to impossible for the next 10 years.
The major studios are by and large banks, and they give you what is by and large a loan to make a movie. Like banks, they want their money back plus.
I was obsessed with George Orwell for years. I remember going to the town library and having to put in interlibrary loan requests to get the compilation of his BBC radio pieces. I had to get everything he ever wrote.
What is a permanent loan but a mortgage upon the wealth and industry of the country? It is the only form of indebtedness, as experience has shown, by which heavy and durable encumbrance can be laid upon the community.
Learn how to prioritize all your debt. And did you know student loan debt is the most dangerous debt any of us can have?
More than ever, a college diploma unlocks economic opportunity, provides students with a wealth of new skills and knowledge, and encourages innovation and growth. But more than ever, it also comes with a mountain of student loan debt.
Never cosign a loan. Once you have cosigned, you cannot get out of it - even on your deathbed.
