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You cannot take bank interest rates very sharply down: you will lose your deposit franchise.
Every loan that we did in the City of Detroit in the 10 years they studied - between 2005 and 2014 - were conventional FHA, VA loans with average interest rates of 6%.
The government must do all it can to help reduce interest rates for business.
Low interest rates benefit individuals or investors who own or want to buy assets; in that regard, they disproportionately benefit wealthier Americans.
Former Senator Al D'Amato in 1991 offered an amendment to cap credit card interest rates at 14 percent.
If inflation-adjusted interest rates decline in a given country, its currency is likely to decline.
After the accession to the euro zone, interest rates declined substantially in Portugal.
The big question is: When will the term structure of interest rates change? That's the question to be worried about.
And so the danger for the housing industry is if we see interest rates rise.