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There is a disconnect between the performance in stock market and the performance in many companies.
There is a European Central Bank, of course, established and it has the structure similar to the Federal Reserve system, not precisely the same but similar.
The American public historically was really not part of the stock market.
Alas, in 1929 came the Stock Market crash and everything changed and became worrisome. People started practicing conservatism because of financial losses, myself included.
Cause and effect, the riddle of all history, is a particular devil in financial history; and never more so than today, where entire classes of security are collapsing not on public exchanges and stock-tickers but because there are no markets to establish prices this side of nothing.
The main purpose of the stock market is to make fools of as many men as possible.
A digital currency issued by a central bank would be a global target for cyber attacks, cyber counterfeiting, and cyber theft.