G.E. doesn't pay any taxes, and we are asking college kids to take on even more debt to get an education and asking seniors to get by on less. These aren't just economic questions. These are moral questions.
Unfair servicing practices can worsen a family's already difficult economic situation, and the injury echoes from the family to the community and ultimately throughout the economy.
'Middle class' used to be synonymous with secure, with steady, with boring, because middle-class people were people who were pretty much safe from the time they first started work on through retirement and until their deaths. No longer.
You have two pages, that's the whole credit card agreement. The terms are clear and flat and easy to see so anyone can read them. So you could lay four credit cards in front of you and say, 'Oh, that's the one that has the highest rate, that's the one that has the really scary provision that could hurt me.'
I think a lot of Americans are not sure which side Washington is on: the side of banks or the side of the people.
We cannot run a democracy without a strong middle class.
Me, I was waiting tables of 13 and married at 19. I graduated from public schools, and taught elementary school.
You have to remember: what are incomes to banks are outgoes to families.
Every time the U.S. government makes a low-cost loan to someone, it's investing in them.
Some economists estimate that for every family that goes bankrupt, there are about 15 more who are in the same amount of financial trouble and would profit from bankruptcy but just haven't filed.
I loved teaching, but every day that I went to work, I carried the worry that I was hurting my kids because I wasn't at home with them.
I grew up in the Methodist church and taught Sunday school, and one of my favorite passages of scripture is, 'in as much as ye have done it unto one of the least of these my brethren, ye have done it unto me.' Matthew 25:40.
President Obama believes in a level playing field.
The poor pay more, and that's one of the reasons people get trapped at the bottom of the economic ladder.
I know what I am in Washington to do: I'm here to fight for hardworking families.
It is not good not to have health insurance; that leaves the family very vulnerable.
We can't go out and tell ourselves we've done good if we haven't.
Families rely on financial services more than ever, but those who need them most - who struggle to make ends meet - too often must contend with sky-high interest rates and tricks and traps buried in the fine print of their loan products.
Consumer banking - selling debt to middle class families - has been a gold mine.
Credit card agreements run as long as 30 pages, and it's 30 pages of largely incomprehensible text.
There's been such a sense that there's one set of rules for trillion-dollar financial institutions and a different set for all the rest of us. It's so pervasive that it's not even hidden.
We're Americans. We celebrate success. We just don't want the game to be rigged.
I got married at 19 and graduated from a commuter college in Texas that cost $50 a semester. The way I see it, I'm a janitor's daughter who became a public school teacher, a professor, and a United States Senator. America is truly a country of opportunity!
It worries me about what happens if people in government are looking for that next job: 'Yeah I'm working now, not as much money as I could be making, but when I leave here, that's where I'm headed.' That ultimately infects whatever it is that they're doing.
The women who file for bankruptcy played by all the rules, but they are still in economic freefall.
President Obama believes in a country where we invest in education, in roads and bridges, in science, and in the future so we can create new opportunities so the next kid can make it big and the kid afer that and the kid after that, that's what President Obama believes.
Writing laws based on an abstract theory, rather than reality, is a dangerous undertaking.
If large financial institutions can break the law and accumulate million in profits - and, if they get caught, settle by paying out of those profits - they do not have much incentive to follow the law.
I'm not running for president.
Like a lot of you, I grew up in a family on the ragged edges of the middle class. My daddy sold carpeting and ended up as a maintenance man. After he had a heart attack, my mom worked the phones at Sears so we could hang on to our house.
We've seen filibusters to block judicial nominations, jobs bills, political transparency, ending Big Oil subsidies - you name it, there's been a filibuster.
I don't want to go to Washington to be a co-sponsor of some bland little bill nobody cares about. I don't want to go to Washington to get my name on something that makes small change at the margin.
You can put handcuffs on people who push the envelope. When they break the law, they deserve to have handcuffs.
Some of these biggest financial institutions are out there trading in commodities. They're buying oil tankers. This is not a financial system that has calmed down and is there to serve the American people.
A pension is nothing more than deferred compensation.
We need to align the incentives so that colleges have an incentive to keep down their costs... to graduate students on time with degrees in areas where they're going to be able to get jobs and going to be able to pay back those loans.