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Actually lowering the cost of insurance would be accomplished by such things as making it harder for lawyers to win frivolous lawsuits against insurance companies.
Insurance companies can no longer refuse to cover Americans with pre-existing conditions. That's what change looks like.
What the insurance companies have done is to reverse the business so that the public at large insures the insurance companies.
It's very easy for trusted companies to mislead naive customers, and life insurance companies are trusted.
We need a significant amount of market stability, not for the insurance companies, but to ensure patients can get access to the care they want.
People don't trust private health insurance companies for all the right reasons.
I've been denied coverage two times in my life - and it's after I've been in a big successful rock band. And I've a lot of met people who've been denied coverage who don't have the resources to fight the insurance companies. And they shouldn't have to do that.
A publicly run health care program could compete with private insurance companies, which have a record of overcharging and underperforming.
Insurance companies pay big bucks for procedures but next to nothing for patient consultations and preventive medicine, which is what most medicine is.
